Business Funding

Type	Rates	Speed	Min. Credit Score	Best For
SBA Loan	6%+	2 weeks+	640	Businesses with strong credit that don’t need funds immediately
Line of Credit	7%-25%	1 day+	600	Businesses that want access to capital in case of an emergency
Invoice Financing	~3% processing fee + ~1% factor fee per week outstanding	Variable based on the Prime Rate	600	Businesses that invoice customers and need to stabilize cash flow
Equipment Financing	4%-40%	2 days+	600	Businesses that need financing to purchase equipment
Short-Term Loan	12%+	1 day+	550	Businesses that need capital quickly
Merchant Cash Advance	1.17+ factor rate	1 day+	460	Businesses with poor credit