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Conventional Mortgage Loans

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Conventional Mortgage Loans

What is a Conventional Commercial loan?

Conventional commercial loans are similar to what you’d get when purchasing a single-family home, but often with shorter terms. Majority of commercial real estate investors purchase property using traditional, fixed-rate mortgages.


What Is a Conventional Mortgage or Loan?

A conventional mortgage or conventional loan is any type of home buyer’s loan that is not offered or secured by a government entity. Instead, conventional mortgages are available through private lenders, such as banks, credit unions, and mortgage companies. However, some conventional mortgages can be guaranteed by two government-sponsored enterprises; the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation.


Conventional Mortgage Rates(currently)

Commercial mortgage rates vary based on a variety of factors, including those listed above; however, borrowers can typically expect mortgage rates between 5% and 7%, though they can certainly exceed.

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